Bank
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The Bank is the sixth building in Cookie Clicker, initially costing 1.4 million cookies and produces 1,400 CpS by banking them and generating interest.
If a bank is upgraded one time with sugar lumps, the Stock Market minigame is unlocked.
Achievements
| Icon | Name | Description | ID |
|---|---|---|---|
|
Pretty penny | Have 1 bank. | 171 |
|
Fit the bill | Have 50 banks. | 172 |
|
A loan in the dark | Have 100 banks. | 173 |
|
Need for greed | Have 150 banks. | 174 |
|
It's the economy, stupid | Have 200 banks. | 175 |
|
Acquire currency | Have 250 banks. | 213 |
|
The nerve of war | Have 300 banks. | 253 |
|
And I need it now | Have 350 banks. | 284 |
|
Treacle tart economics | Have 400 banks. | 344 |
|
Save your breath because that's all you've got left | Have 450 banks. | 357 |
|
Get the show on, get paid | Have 500 banks. | 403 |
|
Checks out | Have 550 banks. | 479 |
|
That's rich | Have 600 banks. | 497 |
|
Financial prodigy | Have 650 banks. "Imagine how it would be, to be at the top making cash money." |
560 |
|
Getting that bag | Have 700 banks. | 622 |
|
Vested interest | Make 100 quadrillion cookies just from banks. | 186 |
|
Paid in full | Make 1 septillion cookies just from banks. | 194 |
|
Reverse funnel system | Make 10 nonillion cookies just from banks. | 298 |
|
A capital idea | Reach level 10 banks. | 312 |
Upgrades
| Icon | Name | Unlock condition | Base price | Description | ID |
|---|---|---|---|---|---|
|
|
Taller tellers | Own 1 bank |  14 million
|
Banks are twice as efficient. "Able to process a higher amount of transactions. Careful though, as taller tellers tell tall tales." |
232 |
|
|
Scissor-resistant credit cards | Own 5 banks | 70 million
|
Banks are twice as efficient. "For those truly valued customers." |
233 |
|
|
Acid-proof vaults | Own 25 banks | 700 million
|
Banks are twice as efficient. "You know what they say : better safe than sorry." |
234 |
|
|
Chocolate coins | Own 50 banks | 70 billion
|
Banks are twice as efficient. "This revolutionary currency is much easier to melt from and into ingots - and tastes much better, for a change." |
235 |
|
|
Exponential interest rates | Own 100 banks | 7 trillion
|
Banks are twice as efficient. "Can't argue with mathematics! Now fork it over." |
236 |
|
|
Financial zen | Own 150 banks | 700 trillion
|
Banks are twice as efficient. "The ultimate grail of economic thought; the feng shui of big money, the stock market yoga - the Heimlich maneuver of dimes and nickels." |
237 |
|
|
Way of the wallet | Own 200 banks | 700 quadrillion
|
Banks are twice as efficient. "This new monetary school of thought is all the rage on the banking scene; follow its precepts and you may just profit from it." |
298 |
|
|
The stuff rationale | Own 250 banks | 700 quintillion
|
Banks are twice as efficient. "If not now, when? If not it, what? If not things... stuff?" |
311 |
|
|
Edible money | Own 300 banks | 700 sextillion
|
Banks are twice as efficient. "It's really quite simple; you make all currency too delicious not to eat, solving world hunger and inflation in one fell swoop!" |
432 |
|
|
Grand supercycle | Own 350 banks | 700 septillion
|
Banks are twice as efficient. "We let the public think these are complicated financial terms when really we're just rewarding the bankers with snazzy bicycles for a job well done. It's only natural after you built those fancy gold swimming pools for them, where they can take a dip and catch Kondratiev waves." |
484 |
|
|
Rules of acquisition | Own 400 banks | 7 nonillion
|
Banks are twice as efficient. "Rule 387 : a cookie baked is a cookie kept." |
510 |
|
|
Altruistic loop | Own 450 banks | 70 decillion
|
Banks are twice as efficient. "You control so many branches of the global economy and legislative bodies that, through a particularly creative loophole, donating money (to yourself) grants you even more cash in tax deductions than you started with!" |
666 |
|
|
Diminishing tax returns | Own 500 banks | 700 undecillion
|
Banks are twice as efficient. "Wow, they're tiny! Wish you'd thought of that sooner!" |
704 |
|
|
Cookie Points | Own 550 banks | 7 tredecillion
|
Banks are twice as efficient. "A loyalty program wherein each purchase of your cookies comes with free Cookie Points, which can in turn be redeemed for more cookies, thus creating the self-sustaining economy you've been looking for." |
747 |
|
|
The big shortcake | Own 600 banks | 70 quattuordecillion
|
Banks are twice as efficient. "You're not quite sure what this entails, but it must have been quite the cake for folks to lose their homes over it." |
844 |
Other Upgrades
| Icon | Name | Unlock condition | Base price | Description | ID |
|---|---|---|---|---|---|
|
Banker grandmas | 15 banks and 1 grandma owned | 70 million
|
Grandmas are twice as efficient. Banks gain +1% CpS per 4 grandmas "A nice banker to cash in more cookies" |
250 |
|
Contracts from beyond | 15 banks, 15 portals and "Synergies Vol. I" purchased | 200.003 quadrillion
|
Banks gain +5% CpS per portal. Portals gain +0.1% CpS per bank. "Make sure to read the fine print!" |
375 |
|
Printing presses | 75 banks, 75 factories and "Synergies Vol. II" purchased | 540 quadrillion
|
Factories gain +5% CpS per bank. Banks gain +0.1% CpS per factory. "Fake bills so real, they're almost worth the ink they're printed with." |
376 |
|
Gold fund | 75 banks, 75 alchemy labs and "Synergies Vol. II" purchased | 15.003 sextillion
|
Banks gain +5% CpS per alchemy lab. Alchemy labs gain +0.1% CpS per bank. "If gold is the backbone of the economy, cookies, surely, are its hip joints." |
384 |
|
Extra physics funding | 15 banks, 15 antimatter condensers and "Synergies Vol. I" purchased | 34 quintillion
|
Banks gain +5% CpS per antimatter condenser. Antimatter condensers gain +0.1% CpS per bank. "Time to put your money where your particle colliders are." |
389 |
|
Fortune #006 | Random fortune from news ticker | 108.889 decillion
|
Banks are 7% more efficient and 7% cheaper. "The value of money means nothing to a pocket." |
626 |
|
Unshackled banks (heavenly upgrade) |
"Unshackled factories" purchased |  4.199 trillion
|
Tiered upgrades for Banks provide an extra +150% production. Only works with unshackled upgrade tiers. "All-time highs, all the time." |
773 |
Gallery
Background
Banker Grandma
Trivia
- The bank is the first building to have an initial cost of over one million cookies.
References
- The achievement "Need for greed" refers to a quote from Top Gun: "I've got the need...the need for speed!" It could also refer to a subsequent video game franchise Need for Speed as well as the film adaptation of the same name.
- The achievement "A loan in the dark" is a reference to the series of video games "Alone in the Dark".
- The achievement "And I need it now" is a reference to a commercial for the financial service company J.G. Wentworth where people shout from their windows, "It's my money, and I need it now!".
- The achievement "Reverse funnel system" is a reference to the It's Always Sunny in Philidelphia episode "Mac and Dennis Buy a Timeshare" where it is used to parody pyramid schemes.
- The achievement "Rules of Acquisition" is a reference to the Star Trek species the Ferengi, which based their society on capitalism
- The achievement "Get the show on, get paid" is a reference to the song All Star.
- The description of the upgrade The stuff rationale is a reference to a scene in the show Xavier Renegade Angel in an ad for “pills containing the vibrations of monk chants.”
- The upgrade The big shortcake is a reference to The Big Short, a book about the 2000s United States housing bubble in which investment banks played a key part.
